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Non-QM Owner Occupied

VICTORY CREDIT: Responsible solutions for credit impaired borrowers


  • LTVs up to 90%
  • Credit Scores as low as 500
  • MAX LTV 75%
  • Cannot be an HPML
  • Loan Amounts up to $5,000,000
  • DTI of 55%


BANK STATEMENTS: Alternative Income for self-employed borrowers


  • 2 years in same business
  • 12 or 24 months business or personal bank statements
  • LTVs up to 90%
  • Credit Scores as low as 580
  • MAX LTV 75%
  • Cannot be an HPML


VICTORY PRIME: Higher balance loan amounts offered with alternative documentation for Self employed borrowers


  • LTVs up to 90% (MAX Loan Amount $1.5M)
  • Credit Scores as low as 660
  • Loan amounts up to $5,000,000


Products
Conventional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Government Loans
Specialty Loans
Pre Approval
Non-QM Investor Solutions
Non-QM Owner Occupied
Non-QM Foreign Nationals
Down-Payment Assistance programs
Fix and Live
Affordability Program
Fix & Flip Program